FRANK D. TAFF, J.D., Attorney at Law - 3601 SW 29th Street, Topeka, Kansas 66614
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WHAT IS A TIME-BARRED DEBT?

State law usually determines when the statute of limitations expires on different types of debt.  It is different for oral obligations and written obligations.  The statute begins to run when the debt has matured and you fail to make a payment on it.  It stops, or is suspended, if you make a payment, or sometimes, make a new promise to repay.  It depends on two things: the type of debt and the law that applies, being either that of the state where you live or the state specified in your credit contract. For example, the statute of limitations for credit card debt in a few states may be as long as 10 years, but most states impose a period of three to six years. To determine the statute of limitations on different kinds of debts under Kansas law, check with us, if you are being threatened with collection on an old debt or bill.

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